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7 Car Buying Tips For Millennials To Avoid Miscalculations!

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4 minutes of reading By Cut off to August 15, 2022

Do you intend to own a car but still confused about the best way? Check out the following car buying tips for millennials!

7 Car Buying Tips For Millennials To Avoid Miscalculations!

Cars have become one of the most used forms of transportation, including millennials. Since leaving work, take them out, A car is the backbone of many people.

It’s no wonder that there are now many millennials looking to buy their first car. But since we started, maybe some are still confused about how to do it.

With that in mind, consider some of the following car tips for millennials. That way, you can know what to look for before buying your dream car.

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Car Buying Tips for Millennials

Buying a car especially if it is the first time is a really good moment. But there are many things you have to manage.

You should have careful planning so that you can help streamline the process.

Planning will also help ensure you get the best car possible. Here are some car buying tips for millennials to keep in mind and pay attention to.

1. Adjust the Requirements

The number one car buying tip for millennials is that you need to be honest about your needs. Sometimes, we just want to join the fame and buy a new or the best car.

Do you need a car to go to college or work every day, or just for a weekend trip?

Adjust your needs and do some research such as learning about the various features and options, and how they affect the price of the car.

For example, you need a car to go to work every day and there are not many passengers in the car. That means you can buy a model car city ​​car the area is not too big and is suitable for daily use.

There are many types of cars city ​​car such as Toyota Agya, Nissan March, Honda Brio, and city ​​car others at affordable rates. Even the price of used cars is less than Rp. 100 million.

2. Adjust the Budget

Tips for buying a car in the next millennium is to consider the budget you have. This is important so that you don’t miscalculate when buying a car.

Know your income, fixed expenses, and how much car you can afford. The car budget should include the cost of owning the car, fuel, insurance, car maintenance and registration costs.

By knowing your budget, you can be more selective in choosing the type of car and its price range.

For example, you can look for a car priced below Rp. 200 million with the budget you have.

(Also Read: Tips To Find A Used Car Price That Fits Your Pocket)

3. Check the Vehicle Type Options

Buying a first car is much easier for millennials than it is for parents. The Internet offers a wealth of information on used car buying and selling sites that offer a variety of price ranges.

You can research and narrow down your choices by looking at online car ratings in categories such as safety or vehicle type (such as SUV, city ​​car).

For new cars, ask several dealers to quote you a price. If you see a used car, be sure to ask for a detailed history of the used car, including any accidents.

4. Do a Test Drive

Once you’ve identified a few cars that might suit your needs and budget, go for it test drive to see how your driving experience was and how it works.

Try to drive all the cars you are considering in one day so you can easily compare them.

5. Choose the Right Credit

Tips for buying a car for the next millennial to take advantage of credit services. There are many car loan services offered by many finance companies.

Before taking a loan, make sure that the service is trusted and supervised by the Financial Services Authority (OJK). This is important to ensure that the received service works safely.

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6. Check Credit Score

A credit score will help determine the interest rate you pay on a car loan.

Better credit can help you get a favorable interest rate.

In turn, this will affect the overall budget for buying a car. You can also get a free credit score through a credit card provider.

7. Use a Credit Card

Tips for buying a car for the last thousand credit card. Taking an installment car loan is actually very beneficial.

All car purchases on credit, will usually have car insurance. Therefore, the monthly installments you pay include paying the car insurance premiums.

You also don’t need to bother with taking care of documents for car insurance purposes or allocating your money directly to pay premiums, because they are automatically allocated in car installments.

When you buy a car on credit, the seller usually works with certain credit providers and insurance companies, you just have to pay according to the terms.

Unlike buying a car with cash, you have to take care of your car insurance, from preparing the documents, delivering, and allocating money separately to pay the premiums.

(Also Read: Buy Car Finance Or Credit? Don’t Be Confused, Here’s a Comparison!)

So if you don’t have a credit card, you can apply now through CekAja.com. There’s a lot credit card products which you can choose according to your needs.

To apply for a credit card online at CekAja.com, the general requirements are also not difficult. Here are the conditions:

Indonesian Citizen (WNI)
Work as a freelancer, professional or self-employed
Have a minimum monthly income of IDR 3 million
The minimum age of the main cardholder is 21 years
The minimum age of the additional cardholder is 17 years

In addition to eligibility requirements, the selection of credit cards through CekAja.com is also diverse. Here are some recommendations:

Bri Mastercard Platinum

BRI Mastercard Platinum

Convert the transaction into easy installments with a tenor of up to 24 months
Free association of executive lounge in Indonesia airport with redemption points

Apply Now

Bni Mastercard Gold @Card Overview (1)

BNI Mastercard Gold

Travel accident insurance
There is access to the Airport Lounge

Apply Now

Digibank Black Mastercard World

Digibank Black Mastercard World (DigiCC Approval 60 Seconds)

Buy one get 1 free ticket to watch The Premiere, Cinema XXI
Reward Points are valid forever and can be exchanged at any time for special and quality rewards

Apply Now

Citi Simplicity+ Card

Citi Simplicity+ Card

10% discount on interest charges every time you pay your loan on time
Free usage charges with no credit limit

Apply Now

In addition to the types of credit cards above, there are many other credit card options to choose from, be sure to choose according to your needs and financial capabilities!

The shipping process through CekAja.com will be fast, easy, and practical. So you can have a credit card right away, and use it.

Interesting right? So, what are you waiting for, apply for the credit card of your choice now!

Looking for a Credit Card With More Benefits?

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