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- Chase Offers are targeted cash-back deals for Chase credit or debit cardholders.
- To earn cash back, add the offer to your eligible card then make a qualifying purchase.
- You can save money at participating merchants, restaurants, services, airlines, and more.
- Read Insider’s guide to the best rewards credit cards.
The best Chase Offers available in January 2022
Chase issues a wide variety of credit cards, including options that earn cash back, more premium cards that earn Chase Ultimate Rewards points, hotel and airline cards, and small-business credit cards.
If you have a Chase credit card or debit card, you could be eligible for Chase Offers. These targeted deals get you cash back at participating stores, services, restaurants, and travel providers like hotels and airlines once you add the offer to your card and make a qualifying purchase.
Read more: How to use Chase Offers to earn discounts on purchases from retailers like Airbnb and Starbucks
Keep reading to see how Chase Offers works, and what kinds of deals you can expect to find.
Here are some of the Chase Offers that are currently available, but you may see different deals in your own account. This list is updated on a regular basis.
Chase Offers at stores and restaurants
Chase Offers for services
Chase Offers for travel
Here are top Chase credit cards to consider
If you don’t have a Chase credit card yet, here are some of the best options available right now that earn flexible Chase Ultimate Rewards points, which you can redeem for cash back, travel, gift cards, and more:
Read more: Chase credit cards offer purchase protection if a new item is damaged or stolen — here’s how to file a claim
Chase Offers frequently asked questions (FAQ)
What is Chase Offers?
Chase Offers are deals available to select Chase credit and debit cardholders. These offers get you cash back at a variety of merchants, including retail stores, services, and restaurants.
Chase Offers generally get you cash back in the form of a percentage. For example, on my Chase Sapphire Reserve® account, I currently see an offer for 15% back at Green Chef, with an $18 maximum. However, some offers get you a flat cash-back amount, such as $5 back on an Instacart order.
Read more: Chase Sapphire Preferred vs Sapphire Reserve: How to decide which travel rewards credit card is best for you
How do you earn cash back with Chase Offers?
To use a Chase Offer, just click on it to add it to your account. Once you make a qualifying purchase with your card while the offer is still valid, you’ll receive the cash back as a statement credit to your account. The terms say it can take up to 14 business days for the statement credit to post, but typically it takes less time.
Read more: Here’s how to keep track of the latest credit card promotions and limited-time benefits — and avoid missing the best deals
Do Chase Offers expire?
Each Chase Offer has an expiration date — in your account, this will be displayed as how many days you have left to use it. Keep this date in mind, because you won’t be eligible for cash back if you don’t make a purchase in time.
Why don’t I see the same Chase Offers in my account as others?
Not every Chase cardholder will see the same Chase Offers associated with their accounts, and some accounts may have more offers than others. For example, I have nearly 40 offers on my Chase Freedom Unlimited® account, but only nine on my Chase Sapphire Reserve® and just three on my Southwest Rapid Rewards® Priority Credit Card.
Read more: Your credit card could get you cash-back discounts or bonus rewards on your shopping — here’s how to find and activate these offers
Are Chase Offers free?
All you need to access Chase Offers is a Chase credit card or debit card. It doesn’t cost anything to add an offer to your card, but to earn cash back from the offer you’ll need to make a qualifying purchase at the offering merchant.
Is there a limit to the number of Chase Offers you can add to a card?
You can add as many of the Chase Offers that appear in your account to your card as you want, and there’s no harm in adding an offer even if you’re not sure you’ll use it.
Good to Excellent
3 free nights (each valued up to 50,000 points) after qualifying purchases and 10x total points on eligible purchases in select categories
Good to Excellent
$200 after spending $500 on purchases in the first three months from account opening
Good to Excellent