Chase Offers — the Best Cash Back Deals in January 2022

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  • Chase Offers are targeted cash-back deals for Chase credit or debit cardholders.
  • To earn cash back, add the offer to your eligible card then make a qualifying purchase.
  • You can save money at participating merchants, restaurants, services, airlines, and more.
  • Read Insider’s guide to the best rewards credit cards.

The best Chase Offers available in January 2022

Chase issues a wide variety of credit cards, including options that earn cash back, more premium cards that earn Chase Ultimate Rewards points, hotel and airline cards, and small-business credit cards. 

If you have a Chase credit card or debit card, you could be eligible for Chase Offers. These targeted deals get you cash back at participating stores, services, restaurants, and travel providers like hotels and airlines once you add the offer to your card and make a qualifying purchase.

Read more: How to use Chase Offers to earn discounts on purchases from retailers like Airbnb and Starbucks

Keep reading to see how Chase Offers works, and what kinds of deals you can expect to find.

Here are some of the Chase Offers that are currently available, but you may see different deals in your own account. This list is updated on a regular basis.

Chase Offers at stores and restaurants

Chase Offers for services

Chase Offers for travel

Here are top Chase credit cards to consider

Regular APR

15.99%-22.99% Variable

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  • Pros & Cons
  • Details

  • Pros
    • High sign-up bonus starts you off with lots of points
    • Strong travel coverage
    • Doesn’t offer a Global Entry/TSA PreCheck application fee credit
    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
    • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
    • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
    • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Activate by 03/31/22.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

    Read Our Review
    Read Our Review A looong arrow, pointing right

    If you don’t have a Chase credit card yet, here are some of the best options available right now that earn flexible Chase Ultimate Rewards points, which you can redeem for cash back, travel, gift cards, and more:

    Read more: Chase credit cards offer purchase protection if a new item is damaged or stolen — here’s how to file a claim

    Chase Offers frequently asked questions (FAQ)

    What is Chase Offers?

    Chase Offers are deals available to select Chase credit and debit cardholders. These offers get you cash back at a variety of merchants, including retail stores, services, and restaurants.

    Chase Offers generally get you cash back in the form of a percentage. For example, on my Chase Sapphire Reserve® account, I currently see an offer for 15% back at Green Chef, with an $18 maximum. However, some offers get you a flat cash-back amount, such as $5 back on an Instacart order.

    Read more: Chase Sapphire Preferred vs Sapphire Reserve: How to decide which travel rewards credit card is best for you

    How do you earn cash back with Chase Offers?

    To use a Chase Offer, just click on it to add it to your account. Once you make a qualifying purchase with your card while the offer is still valid, you’ll receive the cash back as a statement credit to your account. The terms say it can take up to 14 business days for the statement credit to post, but typically it takes less time.

    Read more: Here’s how to keep track of the latest credit card promotions and limited-time benefits — and avoid missing the best deals

    Do Chase Offers expire?

    Each Chase Offer has an expiration date — in your account, this will be displayed as how many days you have left to use it. Keep this date in mind, because you won’t be eligible for cash back if you don’t make a purchase in time.

    Why don’t I see the same Chase Offers in my account as others?

    Not every Chase cardholder will see the same Chase Offers associated with their accounts, and some accounts may have more offers than others. For example, I have nearly 40 offers on my Chase Freedom Unlimited® account, but only nine on my Chase Sapphire Reserve® and just three on my Southwest Rapid Rewards® Priority Credit Card.

    Read more: Your credit card could get you cash-back discounts or bonus rewards on your shopping — here’s how to find and activate these offers

    Are Chase Offers free?

    All you need to access Chase Offers is a Chase credit card or debit card. It doesn’t cost anything to add an offer to your card, but to earn cash back from the offer you’ll need to make a qualifying purchase at the offering merchant.

    Is there a limit to the number of Chase Offers you can add to a card?

    You can add as many of the Chase Offers that appear in your account to your card as you want, and there’s no harm in adding an offer even if you’re not sure you’ll use it.

    Featured credit cards from our partners

    Featured Reward

    60,000 points

    Credit Needed

    Good to Excellent

    Featured Reward

    3 free nights (each valued up to 50,000 points) after qualifying purchases and 10x total points on eligible purchases in select categories

    Credit Needed

    Good to Excellent

    Featured Reward

    $200 after spending $500 on purchases in the first three months from account opening

    Credit Needed

    Good to Excellent

    Free Offers for You

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